MasterCard SecureCode

MasterCard® SecureCode™
Introduction

Your tools for security success

Working together to make internet shopping safer for you and your customers

Electronic retailers face unique challenges in accepting cards for payment in the e-commerce environment. Unlike the physical world, there's no signed sales receipt online and therefore no definitive way for a merchant to dispute a cardholder claim that a purchase wasn't made. Now, with MasterCard SecureCode, there is a way to protect electronic retailers from unauthorised purchases.

MasterCard SecureCode is initiated on a retailer's website and interacts with both the cardholder and their card issuer. When your customer comes to pay, an authentication window appears asking them to enter a unique, personal code that has been registered with their bank. The bank then authenticates the cardholder performing the transaction and provides the electronic retailer with explicit evidence of the online purchase.